LoanLots
Strategic Debt Settlement
Model your debt resolution pathways. Enter your financial details below to calculate settlement scenarios and get AI-driven insights.

Core Financial Inputs

As a percentage, e.g., 6 for 6%.

As a percentage of (A/L).

Discount for selling lots quickly or in bulk.

As a percentage of total debt (D).

Part of the total management fee.

Remaining part of the management fee.

Scenario 3: Sell Lots to Bank

The % of market value the bank is willing to pay for the lots.

Number of lots to transfer to the bank to reduce debt.

Leave blank to use default.

0.0%

Drag the slider or enter the number of lots to see the equivalent settlement percentage.

Scenario 4: Sell Lots to 3rd Party

Number of lots to sell to a third party to reduce debt.

Leave blank to use default.

50.0%

Drag the slider or enter the number of lots to see the equivalent settlement percentage.

Scenario 5: Future Lot Sale (at Market Value)

Number of lots to sell at a future month.

Month to sell lots (1-60).

Leave blank to use default.

Scenario 6: Future Sale with Custom Price

Leave blank to use default.

Scenario 7: Leveraged Rollover Loan

The repayment period for the new leveraged loan.

Leave blank to use default.

Scenario 8: Joint Venture

Leave blank to use default.

Scenario 9: Land Lease

Leave blank to use default.

Scenario 10: Seller Financing

Rate charged to the buyer.

Term for the buyer's loan.

Leave blank to use default.

Scenario 11: Debt-for-Equity Swap

The percentage of your total debt to convert into equity.

The agreed-upon total value of assets for the swap.

Leave blank to use default.